Unlicensed California Contractors Get Nailed in Statewide Sting Operations

Unlicensed California Contractors Get Nailed in Statewide Sting Operations

In California, it’s illegal for an unlicensed person to bid for or perform any home improvement valued at $500 or more in combined labor and material costs. The Contractors State License Board (CSLB) licenses and regulates almost 290,000 contractors in California and is one of the leading consumer protection agencies in the United States. In Read More

Cross Examination: Are Work Authorizations Really Contracts?

Cross Examination: Are Work Authorizations Really Contracts?

There is continuous confusion about work authorizations and contracts. A work authorization authorizes the restorer to enter and do the work. A contract is an agreement between 2 or more parties intending to be legally enforceable.  Work Authorization + Payment Clause ? Contract. The purpose of a contract, especially when thought out intentionally, is to Read More

Uncle Ed Pleads With You for Better Documentation

Uncle Ed Pleads With You for Better Documentation

Break the Vicious Circle With Insurance Adjusters “Let’s face it; the property damage insurance claim environment has become increasingly adversarial in recent years. There is plenty of blame to go around. Some adjusters are too heavy-handed in adjusting and some restorers are too heavy-handed in billing. Insurers who routinely chop 25% off every restoration invoice Read More

Don’t Be a Restoration Cannibal

Don’t Be a Restoration Cannibal

Restorers complain that insurance companies pay too little and don’t treat them fairly, but some restorers contribute to the problem by pandering to insurance companies and foolishly undercutting the value of restoration services. Not only are these cannibal restorers driving down prices but they have started driving the homeowners against them too. Homeowners have started Read More

Restorer Defeats State Farm

Restorer Defeats State Farm

This video was initially released in 2010, yet this problem is still common in the restoration industry; Monday morning quarterbacking by adjusters and competitors throwing criticism about the work being done or the price being charged. They throw judgment at the first responders who witnessed and inspected the actual emergency firsthand. Courts place a high Read More

How is RIA helping restorers in 2022?

How is RIA helping restorers in 2022?

R&R’s Valerie King gets the low down on the RIA initiatives being tackled this year.  A few initiatives discussed include: Developing career pathways with the IICRC New position papers such as the New Construction Price List Industry Key trends and the RIA 2022 International Restoration Convention in April. Watch the podcast here to get the highlights of all that RIA is Read More

Enforceability of Assignments of Benefits

Enforceability of Assignments of Benefits

Clarifying CA v. Montgomery-Sansome In December 2021, a California trial court decision caused confusion in some circles regarding contractors’ use of Assignments of Benefits (AOB). The case, entitled California v. Montgomery-Sansome, is not about AOBs. The case is about illegal public adjusting and the failure to comply with California’s strict rules about what must be Read More

Maximize Restoration Collections

Maximize Restoration Collections

Collection Hassles? Along with high quality workmanship and good people skills, good contracts and documentation are the most important tools to prevent collection hassles such as, operational inconsistency, strained customer relations and expensive and time-consuming legal controversy.  They should be professionally-prepared and reviewed annually by an attorney.  This adds a layer of protection in the Read More

California’s Debt Collection License

California’s Debt Collection License

Debt Collection License for Restorers? The Debt Collection Licensing Act (DCLA) takes effect on January 1, 2022 and requires licenses of those who, in the ordinary course of business, are “regularly” engaged in the business of collecting debts owed by individuals for goods and services, subject to certain exceptions. This act stems from SB-908. The Read More

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