How to Manage the Risks of Catastrophe Recovery Work Entering the CAT world is one of the riskiest business decisions a contractor can make. If you plan to pick up your business and move it to a disaster area for a month or more, you must consider everything. Many contractors race to the disaster area Read More
California Occupational Safety and Health Administration (Cal OSHA) reminds employers to be prepared to protect workers from unhealthy air before a wildfire occurs. Harmful air quality from wildfire smoke can occur anywhere in California on short notice. California experienced two of its largest wildfires in the past two years: The Dixie Fire in 2021 burned Read More
California Expands Licensure Requirements California Restoration businesses may be required to obtain another license.”Companies and individuals that advertise, solicit, or perform sanitizing or disinfecting services (such as COVID-19 applications) must hold a Pest Control Business License with the California Department of Pesticide Regulation (DPR) and register with the local County Agricultural Commissioner in each and Read More
The National Association of State Contractors Licensing Agencies (NASCLA) coordinated sting operations resulting in 775 cases of violating state licensing requirements. This synchronized national enforcement effort targeted: Arizona, California, Connecticut, District of Columbia, Florida, Mississippi, Nevada, North Carolina (2), Oregon, Texas, and Utah. The intention was to combat “the increased illegal unlicensed activity nationally” and Read More
Most insurance policies contain terms that are hard to understand, and the policies are often written ambiguously and confusingly. Besides providing coverage, policies also assign responsibilities to the insured and duties to the insurer. One duty is the implied covenant of good faith and fair dealing. A moniker for the breach of this covenant is Read More
In California, it’s illegal for an unlicensed person to bid for or perform any home improvement valued at $500 or more in combined labor and material costs. The Contractors State License Board (CSLB) licenses and regulates almost 290,000 contractors in California and is one of the leading consumer protection agencies in the United States. In Read More
There is continuous confusion about work authorizations and contracts. A work authorization authorizes the restorer to enter and do the work. A contract is an agreement between 2 or more parties intending to be legally enforceable. Work Authorization + Payment Clause ? Contract. The purpose of a contract, especially when thought out intentionally, is to Read More
Break the Vicious Circle With Insurance Adjusters “Let’s face it; the property damage insurance claim environment has become increasingly adversarial in recent years. There is plenty of blame to go around. Some adjusters are too heavy-handed in adjusting and some restorers are too heavy-handed in billing. Insurers who routinely chop 25% off every restoration invoice Read More
Restorers complain that insurance companies pay too little and don’t treat them fairly, but some restorers contribute to the problem by pandering to insurance companies and foolishly undercutting the value of restoration services. Not only are these cannibal restorers driving down prices but they have started driving the homeowners against them too. Homeowners have started Read More
A mechanic lien is a security interest against real property recorded in favor of a party who prepared or improved that real property. It constitutes an encumbrance against the legal title on the property. Liens are often invalid because they are not timely recorded. Don’t take chances or rely on guesswork when filing a lien. Read More
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